Contractor Insurance Programs Built for Specialty Trade Contractors
Protect your payroll, fleet, equipment, contracts, and reputation with a coordinated insurance program built around how your contracting business actually operates.
Focused on contractors in California and Texas, with coverage available in select additional states.
Coordinated Insurance Programs
We bring liability, workers’ compensation, commercial auto, property, equipment, and excess coverage together around your contracting operations.
Experience Mod & Claims Support
We review loss trends, open claims, and experience-mod drivers to help identify opportunities to control long-term insurance costs.
Contract & Certificate Support
We help review insurance requirements, certificates, and endorsements so your coverage aligns with contract obligations before work begins.
About Contractor Insurance Pros
Insurance Guidance Built Around Contractor Operations
Contractor-Focused Service in California and Texas
Contractor Insurance Pros works with established trade contractors whose insurance needs extend beyond a basic policy. We help coordinate coverage for payroll, vehicles, equipment, contracts, and multi-state operations while identifying gaps that can affect bids, projects, and long-term costs.
Our team brings experience with plumbing, HVAC, electrical, and other specialty trade businesses. We take the time to understand how each company operates and build an insurance strategy around its actual exposures, contract requirements, and growth plans.
PRINCIPAL & CONTRACTOR INSURANCE EXPERT
CONTRACTOR-FOCUSED INSURANCE
Why Established Contractors Choose Us
Established contractors need more than isolated policies. We coordinate coverage across payroll, fleets, equipment, contracts, and jobsite exposures so the insurance program supports how the business operates and the opportunities it is pursuing.
Programs Built Around Your Operations
Contract, Certificate & Endorsement Support
Workers’ Comp & Experience Mod Review
Safety & Risk Management Resources
CLIENT TESTIMONIALS
What Our Clients Say
Contractors rely on our team for responsive service, clear guidance, and insurance support built around how their businesses operate. Here is what a few clients have shared about working with us.
We here at Phillips Plywood love working with Jonathan Behr. His team always go the extra mile for us and they are very friendly and easy to work with. We really appreciate how organized and professional they are! Behr Insurance Services has our whole hearted recommendation!!
Margie E.
Jonathan Behr has been our agent of choice for many years, his honesty and commitment to do what is best for us are traits that are hard to find in the world of insurance. I have and will continue to refer anybody that asks me about insurance to Jonathan.
Shawn C.
Jonathan is so helpful and informative. Makes everything easy to understand and is diligent and efficient. I would recommend Behr Insurance to anyone looking for great customer service and fair pricing!
Johnni F.
CONTRACTOR INSURANCE INSIGHTS
Practical Guidance for Contractor Businesses
CORE CONTRACTOR COVERAGES
Build a Coordinated Insurance Program
A strong contractor insurance program should protect more than one exposure at a time. We help coordinate coverage for your employees, vehicles, equipment, property, projects, and contractual obligations, so the policies work together as your business grows.
CONTRACTOR INSURANCE FAQ
1. What types of insurance do you offer for contractors?
At Contractor Insurance Pros, we offer a wide range of insurance policies tailored to contractors, including:
- General Liability Insurance
- Workers’ Compensation
- Commercial Auto Insurance
- Builder’s Risk Insurance
- Professional Liability Insurance
- Commercial Property Insurance
And more, depending on your trade and state requirements.
2. Which states do you serve?
We focus on contractors in California and Texas and can place coverage in select additional states. Availability depends on your trade, operations, requested coverage, and insurance carrier requirements.
3. Can you help with experience mods, claims, and contract requirements?
Yes. We review experience modification factors, loss history, audit issues, certificates, endorsements, and insurance requirements in contracts. The goal is to identify problems that may affect premiums, bidding eligibility, or project compliance.
4. What information do you need to review our insurance program?
A useful review usually begins with your trade, states of operation, annual revenue and payroll, employee and vehicle counts, subcontractor usage, current policies, loss runs, renewal date, and important contract requirements.
5. What types of contractors do you work with?
We work primarily with established plumbing, HVAC, electrical, general, and specialty trade contractors. We focus on businesses whose insurance needs involve payroll, fleets, equipment, contracts, subcontractors, or operations in more than one state.
6. How far before renewal should we begin?
For a complex contractor account, it is best to begin as early as practical, often 60 to 120 days before renewal. That gives us time to review losses, gather underwriting information, address open issues, and approach the appropriate markets.
Ready to Review Your Contractor Insurance Program?
(888) 988-2347
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RISK MANAGEMENT & INSURANCE RESOURCES
Contractor Insurance Insights
